{
  "bottomNavigation": {
    "currentIndex": 0,
    "tabs": [
      "home",
      "subscriptions",
      "goals",
      "settings"
    ]
  },
  "settings": {
    "theme": "light",
    "notificationsEnabled": true,
    "language": "en",
    "defaultCurrency": "USD",
    "budgetLimitMonthly": 1200
  },
  "subscriptions": {
    "active": [
      {
        "id": "sub_001",
        "name": "Netflix",
        "price": 12.99,
        "currency": "USD",
        "billingCycle": "monthly",
        "category": "entertainment",
        "nextPayment": "2025-03-15"
      },
      {
        "id": "sub_002",
        "name": "Spotify Premium",
        "price": 9.99,
        "currency": "USD",
        "billingCycle": "monthly",
        "category": "music",
        "nextPayment": "2025-03-01"
      }
    ],
    "totalMonthlyCost": 22.98
  },
  "home": {
    "todayExpenses": 18.50,
    "monthlyExpenses": 420.75,
    "monthlyIncome": 2100.00,
    "suggestions": [
      "Track your subscriptions to avoid overspending.",
      "You're close to your monthly goal — keep going!"
    ]
  },
  "goals": {
    "list": [
      {
        "id": "goal_001",
        "title": "Buy a new laptop",
        "targetAmount": 1200,
        "currentAmount": 350,
        "deadline": "2025-07-01",
        "status": "in_progress"
      },
      {
        "id": "goal_002",
        "title": "Vacation in Spain",
        "targetAmount": 1800,
        "currentAmount": 900,
        "deadline": "2025-09-10",
        "status": "in_progress"
      }
    ]
  },
  "addGoalDraft": {
    "draft": {
      "title": "Gym annual membership",
      "targetAmount": 450,
      "deadline": "2025-12-01",
      "notes": "Better to buy during Black Friday"
    },
    "isValid": true
  }
}